Fern Tera

The Perfect Combination of Comfort and Safety

1415 W. First Street, Owensboro Ky, 42301


Fern Tera is a place for living, not just a place to live. Each day brings a new adventure for the clients. We are located on the banks of the beautiful Ohio River. The grounds display an unmatched beauty of flower gardens, trees, water fountains, and birds.



  • Activites are led and planned by the Activity Director. Dailey exercise classes, crafts, Red Hat Society lunches, shopping, attending plays and day trips are all planned to enhance the social life at Fern Tera. There is a movie theatre where movies and special sporting events are shown.

  • We are located just minutes from the local hospital. All of our clients have the option of wearing the emergency call pendants (that are provided at no charge).

  • We have 24-hour staffing, a well supplied library, and restaurant style dining. We also have a safe room (storm shelter) and complimentary laundry facilities on each floor. A full service beauty shop with licensed beautician is available. A well-stocked library is provided for the clients enjoyment.

  • We offer 1, 2, and 3 bedroom apartments, ranging from 850 sq. ft. all the way to 1,600 sq. ft. All of our spacious apartments have 9 foot ceilings. Each apartment is equipped with full size kitchens and appliances. Balconies allow the clients to enjoy the beautiful views of the river or the grounds.


Interested in touring any of our facilities? Give Darin or Rob Simpson a call today to set up your appointment for any of our residences.


Interested in becoming part of the TEAM? Click to print and fill out our application.